1. Service

These guys take service to the next level. None of that “a suh Jamaica run” crap. It is so refreshing to find a bank that actually lets you feel like you are more than a walking wallet. JMMB gets customer service right.

2. Speed

I can actually go in and out in under 15 mins at almost any time of the day! Try that with Scotia or NCB where the average wait is measured in hours. My last NCB wait was 2 1/2 hours, Scotia 1 hour 20 minutes.

3. Chequing Account Capabilities

I can get a cheque issued in the name of anyone, my landlord, friend or family and they can pick it up directly from JMMB so I can pay individuals even when I am off the island. Furthermore if I request the cheque online, it is free.

4. Insurance

I am a freelancer so I do not get company medical. For the price of a night or two at Quad, JMMB provides me with BlueCross coverage.

5. Competitive Interest Rates

9.9 % at the time of posting on my savings account.

6. No Reference to Open Account

No stupid references needed to give them my money. Nothing annoys me more than being asked for reference to give someone my business. Shouldn’t it be the other way around?

There you have it, my six reasons for using JMMB rather than a commercial bank like NCB or Scotia.